Cars
Buying a car in Japan as a foreigner: parking certificate, seal, insurance and loans
Buying a car in Japan as a foreigner: you need a 住民票, a parking space within 2 km and, for a regular car, a seal certificate. Kei cars need less paperwork.
Money, housing, phones, driving and visas, answered for people without permanent residency, a Japanese credit history or fluent Japanese. Every fact is sourced and dated.
Five areas where being a foreign resident changes the answer.
Sending money home, banks, cards, pension, NISA and tax
11 guides
Renting, guarantor companies, insurance and mortgages without PR
5 guides
SIMs, phone contracts and home internet without a Japanese credit card
4 guides
License conversion, driving schools in English and buying a car
5 guides
Permanent residency, naturalization, spouse visas and renewals
5 guides
Cars
Buying a car in Japan as a foreigner: you need a 住民票, a parking space within 2 km and, for a regular car, a seal certificate. Kei cars need less paperwork.
Licenses
To convert a foreign driver's license in Japan you need 3+ months in the issuing country, a 住民票 and, since Oct 2025, a 50-question test with a 90% pass mark.
Driving schools
Driving school in Japan in English: verified courses cost ¥367,280 to ¥572,000 for an AT licence in Tokyo and Saitama. Camps from ¥231,000, mostly in Japanese.
Driving schools
Gasshuku menkyo in English is rare: camps take about 14 days for AT and include lodging and meals, but lectures are in Japanese. What foreigners need to know.
Licenses
An international driving permit lets you drive in Japan for 1 year from landing. Only 1949 Geneva IDPs count; Germany, France and Taiwan use a translation.
Renting
How to find foreigner-friendly real estate in Japan: JPM's list of about 441 multilingual agencies, UR housing with no guarantor, portals and share houses.
Renting
A guarantor company in Japan stands in for a personal guarantor on your lease. Fees, emergency contact rules and languages at GTN, Casa, Nihon Safety and JID.
Renting
Renting an apartment in Japan as a foreigner: the steps from search to keys, the documents for screening, and up-front costs of about 4 to 7 months' rent.
Mortgages
A mortgage in Japan without permanent residency is hard: Flat 35 and most banks require PR. PRESTIA lends to foreign residents earning over ¥10 million.
Home insurance
Fire insurance for an apartment in Japan covers your belongings and damage you cause the landlord. Cover, cost and how to pick your own policy.
Bank accounts
How to open a bank account in Japan as a foreigner: residence-card rules, the 6-month rule, English and overseas transfers at 10 banks (October 2026).
Credit cards
Yes, foreign residents can get a Japanese credit card. What issuers require, 8 no-fee cards scored for newcomers, and debit cards if you're declined.
Tax
Furusato nozei for foreigners works the same as for Japanese residents: pay tax in Japan, donate, pay ¥2,000 net. Limits, one-stop rules and leaving Japan.
Comparisons score every provider on the same weighted criteria, with a one-line, sourced reason for each score.
Scoring methodEvery article lists its sources with the date we read them, official pages first, Japanese-language ones included.
Editorial policyIf we ever earn from a link, it is labeled "PR" next to the link itself. It never changes a score or an order.
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